Aviation

Stir­ling Infra­struc­ture Asset Finance (SIAF) pro­vides prac­ti­cal and com­mer­cial solu­tions to suit oper­at­ing air­line com­pa­nies’ require­ments. The air­line oper­a­tor can choose from a range of finan­cial arrange­ments that include:

  • Direct Lend­ing: Stir­ling Infra­struc­ture Asset Finance (SIAF) helps com­pa­nies take out a secured or unse­cured loan to buy com­mer­cial air­craft. Under secured loans, the air­craft may be repos­sessed in the event of non-pay­ment of secu­ri­ty interest.
  • Sale and Lease­back: Typ­i­cal­ly for air­craft that are less than sev­en years from the date of deliv­ery from the man­u­fac­tur­er, air­lines can sell these air­craft to, and imme­di­ate­ly lease­back the air­craft from SIAF insti­tu­tion­al cap­i­tal providers.
  • Refi­nanc­ing: Under such this arrange­ment, oper­at­ing com­pa­nies can extend their loan terms. This can be on a fixed or vari­able inter­est rate basis based on the mar­ket terms avail­able at a giv­en point in time.
  • Leas­ing: SIAF’s leas­ing agree­ments involve one par­ty who owns and leas­es the air­craft (the lessor) and one par­ty who pays rent to the lessor in exchange for the use of the air­craft (the lessee). SIAF arranges finance for both Finance Leas­es and Oper­at­ing Leases.

Stir­ling Infra­struc­ture Asset Finance (SIAF) pro­vides prac­ti­cal and com­mer­cial solu­tions to suit oper­at­ing air­line com­pa­nies’ require­ments. The air­line oper­a­tor can choose from a range of finan­cial arrange­ments that include:

  • Direct Lend­ing: Stir­ling Infra­struc­ture Asset Finance (SIAF) helps com­pa­nies take out a secured or unse­cured loan to buy com­mer­cial air­craft. Under secured loans, the air­craft may be repos­sessed in the event of non-pay­ment of secu­ri­ty interest.
  • Sale and Lease­back: Typ­i­cal­ly for air­craft that are less than sev­en years from the date of deliv­ery from the man­u­fac­tur­er, air­lines can sell these air­craft to, and imme­di­ate­ly lease­back the air­craft from SIAF insti­tu­tion­al cap­i­tal providers.
  • Refi­nanc­ing: Under such this arrange­ment, oper­at­ing com­pa­nies can extend their loan terms. This can be on a fixed or vari­able inter­est rate basis based on the mar­ket terms avail­able at a giv­en point in time.
  • Leas­ing: SIAF’s leas­ing agree­ments involve one par­ty who owns and leas­es the air­craft (the lessor) and one par­ty who pays rent to the lessor in exchange for the use of the air­craft (the lessee). SIAF arranges finance for both Finance Leas­es and Oper­at­ing Leases.

Stir­ling Infra­struc­ture Asset Finance (SIAF) pro­vides prac­ti­cal and com­mer­cial solu­tions to suit oper­at­ing air­line com­pa­nies’ require­ments. The air­line oper­a­tor can choose from a range of finan­cial arrange­ments that include:

  • Direct Lend­ing: Stir­ling Infra­struc­ture Asset Finance (SIAF) helps com­pa­nies take out a secured or unse­cured loan to buy com­mer­cial air­craft. Under secured loans, the air­craft may be repos­sessed in the event of non-pay­ment of secu­ri­ty interest.
  • Sale and Lease­back: Typ­i­cal­ly for air­craft that are less than sev­en years from the date of deliv­ery from the man­u­fac­tur­er, air­lines can sell these air­craft to, and imme­di­ate­ly lease­back the air­craft from SIAF insti­tu­tion­al cap­i­tal providers.
  • Refi­nanc­ing: Under such this arrange­ment, oper­at­ing com­pa­nies can extend their loan terms. This can be on a fixed or vari­able inter­est rate basis based on the mar­ket terms avail­able at a giv­en point in time.
  • Leas­ing: SIAF’s leas­ing agree­ments involve one par­ty who owns and leas­es the air­craft (the lessor) and one par­ty who pays rent to the lessor in exchange for the use of the air­craft (the lessee). SIAF arranges finance for both Finance Leas­es and Oper­at­ing Leases.

Finance Lease (also known as “capital lease”)

Finance Lease (also known as “capital lease”)

Finance Lease (also known as “capital lease”)

SIAF’s finance leas­ing arrange­ment involves a lessor, often a spe­cial pur­pose com­pa­ny (SPC), which pur­chas­es the air­craft through a com­bi­na­tion of debt and equi­ty financ­ing, and then leas­es it to the oper­a­tor. SIAF arranges the cap­i­tal from the mar­ket at the low­est cost of cap­i­tal avail­able on the inter­na­tion­al mar­kets. The key char­ac­ter­is­tic of a finance lease is that it requires the lessor to trans­fer all of the risks and rewards of own­er­ship of the asset to the lessee substantially.

SIAF’s finance leas­ing arrange­ment involves a lessor, often a spe­cial pur­pose com­pa­ny (SPC), which pur­chas­es the air­craft through a com­bi­na­tion of debt and equi­ty financ­ing, and then leas­es it to the oper­a­tor. SIAF arranges the cap­i­tal from the mar­ket at the low­est cost of cap­i­tal avail­able on the inter­na­tion­al mar­kets. The key char­ac­ter­is­tic of a finance lease is that it requires the lessor to trans­fer all of the risks and rewards of own­er­ship of the asset to the lessee substantially.

SIAF’s finance leas­ing arrange­ment involves a lessor, often a spe­cial pur­pose com­pa­ny (SPC), which pur­chas­es the air­craft through a com­bi­na­tion of debt and equi­ty financ­ing, and then leas­es it to the oper­a­tor. SIAF arranges the cap­i­tal from the mar­ket at the low­est cost of cap­i­tal avail­able on the inter­na­tion­al mar­kets. The key char­ac­ter­is­tic of a finance lease is that it requires the lessor to trans­fer all of the risks and rewards of own­er­ship of the asset to the lessee substantially.

Operating Lease

Operating Lease

Operating Lease

SIAF’s oper­at­ing lease offers the lessee the use of air­craft with­out any right to own­er­ship. The lessee secures the air­craft from man­u­fac­tur­ers with­out mak­ing a sig­nif­i­cant upfront finan­cial com­mit­ment. The lease gen­er­al­ly lasts for a rel­a­tive­ly short-term peri­od when com­pared to the full eco­nom­ic life of the aircraft.

SIAF assess­es each oper­at­ing air­line com­pa­ny’s require­ments on a case-by-case basis and arranges cap­i­tal that best meets our clien­t’s cap­i­tal requirements.

SIAF’s oper­at­ing lease offers the lessee the use of air­craft with­out any right to own­er­ship. The lessee secures the air­craft from man­u­fac­tur­ers with­out mak­ing a sig­nif­i­cant upfront finan­cial com­mit­ment. The lease gen­er­al­ly lasts for a rel­a­tive­ly short-term peri­od when com­pared to the full eco­nom­ic life of the aircraft.

SIAF assess­es each oper­at­ing air­line com­pa­ny’s require­ments on a case-by-case basis and arranges cap­i­tal that best meets our clien­t’s cap­i­tal requirements.

SIAF’s oper­at­ing lease offers the lessee the use of air­craft with­out any right to own­er­ship. The lessee secures the air­craft from man­u­fac­tur­ers with­out mak­ing a sig­nif­i­cant upfront finan­cial com­mit­ment. The lease gen­er­al­ly lasts for a rel­a­tive­ly short-term peri­od when com­pared to the full eco­nom­ic life of the aircraft.

SIAF assess­es each oper­at­ing air­line com­pa­ny’s require­ments on a case-by-case basis and arranges cap­i­tal that best meets our clien­t’s cap­i­tal requirements.

Criteria for aircraft financing

Criteria for aircraft financing

Criteria for aircraft financing

  1. SIAF arranges finance for fuel-effi­cient and in-demand air­craft from lead­ing man­u­fac­tur­ers. SIAF believes in the impor­tance of fuel-econ­o­my and will finance air­craft that have high fuel effi­cien­cy (mea­sured by pas­sen­ger kilo­me­tres per litre of fuel or pax-km/L). SIAF will finance air­craft that are at par or above the indus­try aver­age fuel efficiency.

  2. SIAF will typ­i­cal­ly finance air­craft that are less than sev­en years away from the date of deliv­ery from the manufacturer.
  1. SIAF arranges finance for fuel-effi­cient and in-demand air­craft from lead­ing man­u­fac­tur­ers. SIAF believes in the impor­tance of fuel-econ­o­my and will finance air­craft that have high fuel effi­cien­cy (mea­sured by pas­sen­ger kilo­me­tres per litre of fuel or pax-km/L). SIAF will finance air­craft that are at par or above the indus­try aver­age fuel efficiency.

  2. SIAF will typ­i­cal­ly finance air­craft that are less than sev­en years away from the date of deliv­ery from the manufacturer.
  1. SIAF arranges finance for fuel-effi­cient and in-demand air­craft from lead­ing man­u­fac­tur­ers. SIAF believes in the impor­tance of fuel-econ­o­my and will finance air­craft that have high fuel effi­cien­cy (mea­sured by pas­sen­ger kilo­me­tres per litre of fuel or pax-km/L). SIAF will finance air­craft that are at par or above the indus­try aver­age fuel efficiency.

  2. SIAF will typ­i­cal­ly finance air­craft that are less than sev­en years away from the date of deliv­ery from the manufacturer.

SHARE — STIRLING INFRASTRUCTURE PARTNERS